Buyer Income Premium

◆ 2022: Typical buyer-income gap (+49.4%) map ↗ ▶ on map
Average income
People who bought a home with a mortgage$156,842
Everyone who filed taxes here$104,956
Difference
Buyers earn1.49x+49.4%
Typical county1.37x
By what the buyer bought
Primary home$156,8421.49x · 2,049 purchases
Second home$403,2073.84x · 1,363 purchases
Investment property$308,3782.94x · 436 purchases
2,049 home purchases · Homebuyers and tax filers are different groups of people, not a subset of one another · Counts completed home-purchase mortgages only — not refinances, and not applications that were denied or withdrawn · The headline figure counts primary-home buyers; first mortgages only · Sources: federal mortgage records; IRS county income data
◆ 2021: Typical buyer-income gap (+25.8%) map ↗ ▶ on map
Average income
People who bought a home with a mortgage$139,420
Everyone who filed taxes here$110,859
Difference
Buyers earn1.26x+25.8%
Typical county1.29x
By what the buyer bought
Primary home$139,4201.26x · 2,570 purchases
Second home$365,3073.30x · 2,119 purchases
Investment property$268,2222.42x · 358 purchases
2,570 home purchases · Homebuyers and tax filers are different groups of people, not a subset of one another · Counts completed home-purchase mortgages only — not refinances, and not applications that were denied or withdrawn · The headline figure counts primary-home buyers; first mortgages only · Sources: federal mortgage records; IRS county income data
◆ 2020: Typical buyer-income gap (+41.9%) map ↗ ▶ on map
Average income
People who bought a home with a mortgage$128,697
Everyone who filed taxes here$90,722
Difference
Buyers earn1.42x+41.9%
Typical county1.42x
By what the buyer bought
Primary home$128,6971.42x · 2,834 purchases
Second home$1.31M14.43x · 2,454 purchases
Investment property$225,7122.49x · 260 purchases
2,834 home purchases · Homebuyers and tax filers are different groups of people, not a subset of one another · Counts completed home-purchase mortgages only — not refinances, and not applications that were denied or withdrawn · The headline figure counts primary-home buyers; first mortgages only · Sources: federal mortgage records; IRS county income data
◆ 2019: Typical buyer-income gap (+37.2%) map ↗ ▶ on map
Average income
People who bought a home with a mortgage$118,748
Everyone who filed taxes here$86,539
Difference
Buyers earn1.37x+37.2%
Typical county1.39x
By what the buyer bought
Primary home$118,7481.37x · 2,646 purchases
Second home$333,7833.86x · 1,739 purchases
Investment property$222,4802.57x · 271 purchases
2,646 home purchases · Homebuyers and tax filers are different groups of people, not a subset of one another · Counts completed home-purchase mortgages only — not refinances, and not applications that were denied or withdrawn · The headline figure counts primary-home buyers; first mortgages only · Sources: federal mortgage records; IRS county income data

Seasonal Homes & Place Type

▲ 2024: Seasonal housing is a defining feature (+30.40 pts) map ↗ ▶ on map
Homes kept for seasonal or occasional use
Share of all homes here33.1% ± 0.9
Number of homes55,061
All homes in the county166,215
Typical county
Share of all homes2.7%
Destination Seasonal homes alongside a visitor-services economy — lodging, restaurants and recreation employ more people here than in a typical county.
Compared with the national rate
Jobs in lodging and restaurants1.79×above the national rate
Lodging jobs alone2.75×above the national rate
Restaurant jobs alone1.64×above the national rate
American Community Survey 2024 five-year estimates · Seasonal-home counts are survey estimates, so they carry a margin of error (shown after the figure) · Counts housing units held for seasonal, recreational or occasional use. It cannot distinguish an owner's own cottage from a short-term rental, and says nothing about who owns it. · Job comparisons use federal employment records
▲ 2023: Seasonal housing is a defining feature (+31.35 pts) map ↗ ▶ on map
Homes kept for seasonal or occasional use
Share of all homes here34.2% ± 0.7
Number of homes56,683
All homes in the county165,661
Typical county
Share of all homes2.9%
Destination Seasonal homes alongside a visitor-services economy — lodging, restaurants and recreation employ more people here than in a typical county.
Compared with the national rate
Jobs in lodging and restaurants1.80×above the national rate
Lodging jobs alone2.76×above the national rate
Restaurant jobs alone1.65×above the national rate
American Community Survey 2023 five-year estimates · Seasonal-home counts are survey estimates, so they carry a margin of error (shown after the figure) · Counts housing units held for seasonal, recreational or occasional use. It cannot distinguish an owner's own cottage from a short-term rental, and says nothing about who owns it. · Job comparisons use federal employment records
▲ 2022: Seasonal housing is a defining feature (+32.61 pts) map ↗ ▶ on map
Homes kept for seasonal or occasional use
Share of all homes here35.6% ± 0.8
Number of homes58,696
All homes in the county165,068
Typical county
Share of all homes3.0%
Destination Seasonal homes alongside a visitor-services economy — lodging, restaurants and recreation employ more people here than in a typical county.
Compared with the national rate
Jobs in lodging and restaurants1.83×above the national rate
Lodging jobs alone2.94×above the national rate
Restaurant jobs alone1.66×above the national rate
American Community Survey 2022 five-year estimates · Seasonal-home counts are survey estimates, so they carry a margin of error (shown after the figure) · Counts housing units held for seasonal, recreational or occasional use. It cannot distinguish an owner's own cottage from a short-term rental, and says nothing about who owns it. · Job comparisons use federal employment records
▲ 2021: Seasonal housing is a defining feature (+33.22 pts) map ↗ ▶ on map
Homes kept for seasonal or occasional use
Share of all homes here36.3% ± 0.8
Number of homes59,794
All homes in the county164,523
Typical county
Share of all homes3.1%
Destination Seasonal homes alongside a visitor-services economy — lodging, restaurants and recreation employ more people here than in a typical county.
Compared with the national rate
Jobs in lodging and restaurants1.83×above the national rate
Lodging jobs alone3.15×above the national rate
Restaurant jobs alone1.65×above the national rate
American Community Survey 2021 five-year estimates · Seasonal-home counts are survey estimates, so they carry a margin of error (shown after the figure) · Counts housing units held for seasonal, recreational or occasional use. It cannot distinguish an owner's own cottage from a short-term rental, and says nothing about who owns it. · Job comparisons use federal employment records
▲ 2020: Seasonal housing is a defining feature (+34.26 pts) map ↗ ▶ on map
Homes kept for seasonal or occasional use
Share of all homes here37.5% ± 0.9
Number of homes61,473
All homes in the county164,064
Typical county
Share of all homes3.2%
Destination Seasonal homes alongside a visitor-services economy — lodging, restaurants and recreation employ more people here than in a typical county.
Compared with the national rate
Jobs in lodging and restaurants1.71×above the national rate
Lodging jobs alone2.66×above the national rate
Restaurant jobs alone1.57×above the national rate
American Community Survey 2020 five-year estimates · This estimate predates the 2020 Census re-benchmarking and is not directly comparable with 2021 or later figures · Seasonal-home counts are survey estimates, so they carry a margin of error (shown after the figure) · Counts housing units held for seasonal, recreational or occasional use. It cannot distinguish an owner's own cottage from a short-term rental, and says nothing about who owns it. · Job comparisons use federal employment records
▲ 2019: Seasonal housing is a defining feature (+35.02 pts) map ↗ ▶ on map
Homes kept for seasonal or occasional use
Share of all homes here38.3% ± 0.8
Number of homes62,643
All homes in the county163,557
Typical county
Share of all homes3.3%
Destination Seasonal homes alongside a visitor-services economy — lodging, restaurants and recreation employ more people here than in a typical county.
Compared with the national rate
Jobs in lodging and restaurants1.76×above the national rate
Lodging jobs alone2.62×above the national rate
Restaurant jobs alone1.61×above the national rate
American Community Survey 2019 five-year estimates · This estimate predates the 2020 Census re-benchmarking and is not directly comparable with 2021 or later figures · Seasonal-home counts are survey estimates, so they carry a margin of error (shown after the figure) · Counts housing units held for seasonal, recreational or occasional use. It cannot distinguish an owner's own cottage from a short-term rental, and says nothing about who owns it. · Job comparisons use federal employment records
Seasonal Homes & Place Type — 2024, across MA
Shading: Seasonal Homes & Place Type
Lower (-2.31 pts to -2.08 pts)Lower-middle (-2.03 pts to -1.84 pts)Middle (-1.39 pts to -1.01 pts)Upper-middle (+0.37 pts to +8.74 pts)Higher (+30.40 pts to +52.26 pts)
Each unit is shaded by its Seasonal Homes & Place Type value and grouped into equal-count bands (quantiles) against the other units shown — lighter = lower, darker = higher. It ranks position among the units in view; it does not grade places, and the ranges shift with which units are shown.
Seasonal homes make up 33.13% of Barnstable County's housing — 30.40 pts above the typical U.S. county (2.73%), the 3rd-highest of 14 shown.
Ranked by Seasonal Homes & Place Type among the 14 units measured here for 2024. Rank groups them into equal-count bands (Lower→Higher). Typical (median) here: 1.65%.
UnitSeasonal shareRank
Nantucket County54.99%Higher
Dukes County54.42%Higher
Barnstable County (selected)33.13%Higher
Berkshire County11.47%Upper-middle
Plymouth County3.72%Upper-middle
Franklin County3.09%Upper-middle
Essex County1.72%Middle
Hampshire County1.57%Middle
Suffolk County1.34%Middle
Worcester County0.88%Lower-middle
Bristol County0.80%Lower-middle
Hampden County0.70%Lower-middle
Middlesex County0.64%Lower
Norfolk County0.41%Lower

The map is bounded to this parent geography — it shows the selected unit among its own siblings only, the same depth rule the drill-down uses. Shading ranks position on the measure among the units shown; it does not grade places.
Shading by Seasonal Homes & Place Type for 2024; units without a value for this measure/year are shown as “no data.”
Scroll to Top